I am a finance doctoral candidate at University of Houston. Prior to joining the PhD program, I worked in the finance industry for more than five years. I completed my bachelor's degree in computer science from University of Peradeniya and I am a CFA Charterholder.
My research interests include household finance, real estate, and economics of climate change. In my job market paper, I use two natural experiments and proprietary data to estimate the causal effect of collateral value on strategic default. My other research focuses on borrowers' default decision, behavioral biases in the housing market, and the socio-economic impact of climate change. My research has been accepted for presentation at conferences such as AEA (poster), MFA, FMA, and Australasian Finance and Banking Conference.
- Corporate Finance
- Household Finance
- Real Estate
- Economics of Climate Change
- Collateral Value and Strategic Default: Evidence from Auto Loans (Job Market Paper).
- Interest Rate, Consumption and Default: Evidence from Small Changes in the National Mortgage Rate (with Don Carmichael and Kevin Roshak)
- Sunk-Cost Fallacy and Seller Behavior in the Housing Market (with Vijay Yerramilli)
- Impact of Information Asymmetry and Servicer Incentives on Foreclosure of Securitized Mortgages
- Risk of Flooding and Climate Gentrification: Evidence from Hurricane Katrina (Work in progress)